Have you considered College Ave Student Loan?
The majority of our readers select them. Take a look below before going with Ascent Student Loan in case College Ave Student Loan is a better fit for your needs!
Our #1 Choice
Our Partner
#1 on Forbes, CNBC, Money, CNN & Fund.com
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Lowest rate - starting at 2.39% APR 1
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Cover up to 100% of your school costs 2
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Flexible options for repayment
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No application, origination, or prepayment fees
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Checking rates won't affect your credit score
Rates as of July 1, 2026
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Our Partner
Borrow up to 100% of school-certified expenses, whether you're online or on campus.
- Fixed rates 2.39% - 17.49%
- Variable rates 3.75% - 16.95%
- Lowest rates shown include 0.25 percentage point interest rate discount with auto debit payments.¹
- Multiple repayment options from in-school payments to deferred.¹ No origination fee or prepayment penalty.²
- Borrow up to 100% of school-certified expenses, whether you're online or on campus.³
- Last year, students were 4x more likely to be approved with a cosigner.⁴
1Undergraduate Loan - Fixed rates 2.39% - 17.49% APR* with auto debit discount.
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College Ave Student Loan
College Ave's student loan products are made available through Firstrust Bank, member FDIC, First Citizens Community Bank, member FDIC, or BTG Pactual Bank, N.A., member FDIC. All loans are subject to individual approval and adherence to underwriting guidelines. Program restrictions, other terms, and conditions apply.
¹ All rates include the auto-pay discount. The 0.25% auto-pay interest rate reduction applies as long as a valid bank account is designated for required monthly payments. If a payment is returned, you will lose this benefit. Variable rates may increase after consummation. Approved interest rate will depend on creditworthiness of the applicant(s), lowest advertised rates only available to the most creditworthy applicants and require selection of the Flat Repayment Option with the shortest available loan term.