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Have you considered Sofi Checking and Savings ?
The majority of our readers select them. Take a look below before going with Betterment in case Sofi Checking and Savings is a better fit for your needs!
Our #1 Choice
Our Partner

Earn up to 4.00% APY*

  • *Limited Time Offer: New Savings Accounts Earn a 0.70% APY Boost to 4.00% for Up to 6 Months with Eligible Direct Deposit⁸
  • Earn 0.50% APY² on Checking Balances
  • $0 Monthly Fees³ & No Overdraft Fees⁷
  • Up to 2-Day-Early-Paycheck⁶
  • Access Additional FDIC Insurance up to $3M on Deposits⁴

*Terms Apply. 12/23/2025

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Our Partner

Get Paid Up To 2 Days Early with Direct Deposit Set Up

  • No minimum balance fees
  • 47k+ Fee-free ATMs³ at Walgreens®, 7-Eleven®, CVS® & more**
  • No foreign transaction fees
  • 24/7 live support
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